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Finding your Dream Home in Southern Spain with Mega Real Estate is easy. When looking for an apartment, townhouse, villa, finca or plot of land on the coast or inland, we are here to help. It is our policy to meet the needs of our clients at all times, not only during your purchase but also offer further support as part of our after-sales service.

We are local Real Estate Professionals, who live and work in this area, with over 25 years of experience in this business. We know the neighborhoods, the current market, and the opportunities for buyers in today’s market. We have helped people find their perfect home, the place to live, and are committed to helping you find the property you want, at the best possible price. Our property portfolio covers properties for sale and permanent swap in Competa and the surrounding area, east of Malaga, Costa del Sol, Spain.

W h a t  O u r  C l i e n t s  S a y  …

Very helpful and friendly

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Nicola Brenda, Buyer / Belgium

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2020-03-23T18:26:38+00:00

Nicola Brenda, Buyer / Belgium

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Highly recommended Agent

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Gerlinde Holmer, Buyer, Germany

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2020-03-22T20:20:56+00:00

Gerlinde Holmer, Buyer, Germany

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Roberta Ovido

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Buyer, Madrid / Spain

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2020-03-22T20:25:20+00:00

Buyer, Madrid / Spain

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Tom Tomy

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Buyer, London / UK

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2020-03-22T20:23:16+00:00

Buyer, London / UK

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LISTA DE VERIFICACIÓN ANTES DE COMPRAR UNA PROPIEDAD EN ESPAÑA

We have put together a checklist of most important matters you need to do before to buy your dream property. Once you have decided on the property you wish to buy, there are a few steps for you to know, which will help you go through the purchase process.

¿QUÉ PUEDO PERMITIR?
Nunca debe gastar más del 30% de su ingreso mensual en un pago de hipoteca. Una regla alternativa establece que usted puede permitirse comprar una propiedad que se ejecuta aproximadamente dos veces y media su salario anual. Para obtener una visión más personalizada de lo que puede pagar, use nuestra calculadora de hipotecas en línea para ver cuáles serían sus pagos mensuales de hipotecas.

USO DE UN AGENTE DE PROPIEDAD PROFESIONAL

As a professional property agent, we try to be as helpful as we possibly can. We provide a wide selection of properties and local information. We may also help you to seek out the perfect property even though we do not have it already listed. Agents do not normally make a charge to buyers and therefore it makes sense for a buyer to use the helpful and knowledgeable services of an experienced agent. Agent’s fees are usually paid by the seller as an agreed percentage of the purchase price.

HACER UNA OFERTA EN UNA PROPIEDAD

When you have decided on the property, the first step is to make a verbal offer through Mega Real Estate. Negotiations will then proceed until a price is agreed upon when you should appoint a lawyer to formalize the agreement.

NOMBRAR UN ABOGADO INDEPENDIENTE

The lawyer, who should be fluent in Spanish and your own language will carry out the necessary checks on the property and complete the legal requirements of the sale. The first check is to obtain from the property registry a “Nota Simple” which will identify the registered owner and provide details of mortgages or embargos on the property. You should obtain from the seller receipts for payment of IBI (Impuestos sobre bienes Inmuebles), the annual real estate tax.

EL DEPÓSITO DE MANTENIMIENTO

After the price is agreed and the “Nota Simple” has been checked, you will have to pay a holding deposit to take the property off the market and reserve it until you can reach completion. Your lawyer will prepare a formal offer and agreement contract for this purpose.

INTERCAMBIO DE CONTRATO PRIVADO

The exchange of private contracts or the signing of an option to buy would normally take place about two weeks after the formal acceptance of an offer when the lawyer would have completed his searches. The contract would set out all the agreed terms and set a date for completion. It is usual for the buyer to pay a 10% deposit at this stage.

TERMINACIÓN EN EL NOTARIO

On the assigned day, the buyer and seller (or their authorized representatives) will attend the office of the notary to sign the “Escritura de Compraventa” (the Title Deeds), which should state that the property is sold free of charges, mortgages, and tenants. The Notary does not check the terms but solely certifies that the parties have agreed to them. At this point, the balance of the payment is made and property possession passes to the buyer. Your lawyer will arrange payment of taxes and fees, and register your title deed at the property registry.

IMPUESTOS Y CUOTAS DE COMPRA DE LA PROPIEDAD

There are three fees to be paid: Lawyers fee, Notary fees, and property registry fees. Also, there are two taxes, transfer tax (ITP) and Plus Valia.

¿QUIÉN PAGA QUÉ?

Es una práctica normal que el comprador pague los aranceles e impuestos antes mencionados, con la excepción del "Plus Valia", que debe pagar el vendedor. El vendedor pagará su propio impuesto a las ganancias de capital y también los honorarios de los agentes inmobiliarios.

VAMOS A ENCONTRAR TU SUEÑO DE CASA EN ESPAÑA

Ahorre tiempo identificando primero exactamente lo que necesita y desea en una casa. Sabe lo que puede pagar, así que es hora de comenzar a encontrar la casa de sus sueños. Si ya ha navegado por nuestro sitio web y no ha encontrado la propiedad que busca, haremos todo lo posible para encontrarla.

We’ll save you time and stress by only showing you homes that meet your needs, your preferences, and your budget. Please fill in the form below and we will email you as soon we have found your dream property. I am interested in buying a property with the following criteria:

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